One Million Bucks…Now What?

It’s the fantasy, right? Out of nowhere, you are given 1 million dollars, tax free, no strings attached…you can use the money anyway you want to. After the initial shock and the jumping up and down with glee, you stop moving, but the hamster wheel in your brain starts turning with possibilities. What are you going to do with the money?

The choices are endless…are you going on a trip? Buying a house or new car? Getting that piece of jewelry you always wanted? Are you going to invest it or give some to charity? My head always explodes when I think of stuff like this. Because it would be really hard for me to decide what to do.

I am a simple kind of girl; I don’t need all the fancy things. I think one of the reasons I moved to Hawaii was so I could wear tee shirts and boardshorts all the time and not worry about “fashion” and high-ticket kind of things. Give me a roof over my head, some good food, a few books and a few friends and I am all set.

Does that mean I wouldn’t take the money? Of course not…I am taking it!! In a previous post I talked about my ultimate fantasy trip of going through Europe. That is definitely happening. I would upgrade to a bigger apartment in my building where I live now. I like our building, Neil likes our building…so we would stay. Just a slight upgrade though, I don’t want to have to deal with all the extra property taxes and things involved with a massive place.

I would give to my church and some of my favorite charities. That comes off the top, first thing. After all that is done, I have no clue. I guess I would have to find someone who deals in financial things to help me invest in the right places. And this is the place where my head pops off, because I have no clue about such things. I mean, I can balance a checkbook and I have a little knowledge about what it means to invest. When I say a little knowledge, I mean like I know 1+1=2…after that…I’m clueless.

A million bucks sounds like a lot of fun, and I am sure it is, but it also comes with a little bit of responsibility. With all the things you buy, you have to make sure you can handle the aftermath, like taxes, insurance and all the other little incidentals they never tell you about. Unless you decide to Robin Hood the cash.

O.k. picture this, you get the money, do a little something for yourself and then just start giving the rest away to people who need it. Not all at once, but as you hear of people in need, you find ways to slip them the cash without their knowing where it came from. Maybe you pay for a kid to go to college, maybe the nuns end up with a new van in front of the convent, maybe, maybe, maybe…those possibilities are endless. I know this is not something that appeals to everybody and that’s cool, but as I am writing this, I am digging it more and more. Now all I need is the money…

***Question for the comments…What would you do if you had a million dollars? What would you buy and where would you go?

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Hi, I'm Tracie. I am a writer, reader, life coach, lover of the city and the beach. I am a big fan of all things caffeinated. I dig things from many different decades, but am a definite child of the 80's. My blog is about everything and anything my mind conjures up. Enjoy the ride.

9 thoughts on “One Million Bucks…Now What?

      1. You KNOW who gets what and what I buy and where I live and what I drive…I don’t need to put it out there for anyone’s negative juju to eff it up


      2. You know what? A million bucks nowadays is not life changing mo et. It’s life improving $ maybe…Barron’s says you need $35 mil to even be considered at the low end of rich in 2022.

        Liked by 1 person

  1. Well first of all I’d tell no one! I’d keep my job, at least for now. I’d hire a financial person and maybe a lawyer. Then and only then would I begin to consider where I live, and who would receive some. Long gone are the carefree days of wishing I had it and the intoxicant thoughts of how to spend it. But I am sure that with some wisdom (not necessarily mine), that life would be a bit more comfortable and maybe a bit of fun could be had.

    Liked by 1 person

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